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How Weather Conditions Impact Motor Vehicle Accident Claims

Motor Vehicle Accident Claims - A car has a big dent after an accident

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How Weather Conditions Impact Motor Vehicle Accident Claims

Weather-related car crashes might be more common than you think. That’s because weather is often unpredictable and can influence driving conditions, collision rates, and insurance claims. Motor vehicle accident claims can become more complicated when inclement weather is involved, as hazardous conditions may impact liability and compensation. Inclement weather creates challenges that make driving hazardous, further complicating motor vehicle accidents.

The Role of Weather in Motor Vehicle Accident Claims

Weather contributes to a significant portion of car accidents each year. According to the U.S. Department of Transportation’s Federal Highway Administration, nearly 21% of all vehicle crashes are due to weather-related conditions, such as heavy rain, snow, ice, and fog.

Slippery surfaces reduce tire traction, which can increase the likelihood of hydroplaning or losing control. Ice on roads makes braking and turning more difficult, often leading to multi-car collisions. Poor visibility and strong winds can also impact driving conditions and accident rates, especially if slow reaction times or obscure hazards are factors.

While the weather can’t be controlled, drivers are still expected to adjust their behavior accordingly. Failing to adapt to adverse conditions can make you liable in a weather-related motor vehicle accident claim.

What to Know About Liability

Proving fault is more challenging in weather-related car crashes, and here’s why:

  • Weather is not considered a “party” in an automobile accident.
  • Liability often falls on one or more drivers involved.

Here is how liability is determined:

  • Negligence in Adverse Weather Conditions
    • Driving too fast on icy roads
    • Tailgating in foggy conditions
    • Failing to use headlights during rain or snow

A driver who fails to adjust their behavior may be found negligent, even if the weather was a contributing factor.

  • Shared Fault
    • Multiple parties may share fault
    • Many states follow comparative negligence laws
  • Road Maintenance Hazards
    • Poorly maintained roads can exacerbate crashes

Because of these multiple variables, weather-related car crashes often present unique challenges when filing motor vehicle accident claims. These include disputes over fault, insufficient evidence, delays in insurance claims, and determining true damages. For example, a minor accident in icy conditions could lead to hidden structural issues in your vehicle. Accident attorneys can ensure a thorough inspection of your car to claim appropriate damages.

Tips for Drivers to Reduce Weather-Related Car Crashes

Filing a motor vehicle accident claim promptly after a crash is crucial, but avoiding crashes altogether is more ideal. Staying safe means slowing down when appropriate, increasing your following distance, staying visible, checking tires, and avoiding distractions. If all else fails and a collision occurs, have the name and number of an accident attorney you can trust.

Why You Need an Accident Attorney

Experienced accident attorneys know how to collect and process key pieces of evidence, such as official weather reports, accident reconstructions, and traffic camera footage. Motor vehicle accident claims can be challenging, especially when insurance providers attempt to minimize payouts. Skilled attorneys can negotiate effectively and push back against these tactics to ensure fair compensation.

If your case cannot be resolved through negotiations, an attorney can represent you in court. While weather conditions can make driving treacherous, they don’t eliminate personal responsibility on the road. Drivers must take proactive steps and seek legal guidance to navigate the aftermath of water-related car crashes with confidence.

Conclusion

Adverse weather can increase the risk of motor vehicle accidents, but the weather doesn’t absolve drivers of their responsibility to adapt and drive safely. Motor vehicle accident claims can become more complex in weather-related crashes, as determining liability may be challenging. Take the proper precautions, and consult an experienced accident attorney if a crash occurs. Being prepared and informed can make a tremendous difference in overcoming challenges and holding the appropriate parties responsible.